• General Company FAQ
• Care and Cleaning of Jewelry FAQ
• Custom Jewelry FAQ 
• Cubic Zirconia Stones FAQ 
• Non-CZ Stones and Gems FAQ 
• Website Questions FAQ 
• International (non-U.S.) Orders FAQ 
• Delivery Time, Shipping & Taxes FAQ 
• Payment Questions FAQ 
• Financing FAQ
• Order Problems FAQ 
• Precious Metals FAQ 
• Rings FAQ 
• Earrings FAQ 
• Wholesale Orders FAQ 
• Ring Sizing Resources & FAQ 
• Warranty, Services & Repair FAQ
• Returns, Refunds, and Exchanges FAQ 
• Miscellaneous / Random FAQ

 

All orders over $300 ship for free to most worldwide locations including North America, Australia, and more than 50 countries in Europe.

There are several different payment options available to you depending on your preference.  Regardless of your choice, all transactions are secure and encrypted.

CREDIT CARD

To pay with your credit or debit card, enter your card information and confirm your card billing address at the bottom of the checkout page.

We accept most major credit cards including Visa, Mastercard, American Express, Discover, JCB, and Diner's Club.

 

 

AFFIRM MONTHLY PAYMENTS (Financing)

The Affirm financing program allows you to pay for your order up-front with no delays-- just like you had checked out with a credit or debit card. Select "Affirm Monthly payments" as your payment method. Continue to Affirm with the "Complete Order" button. All orders over $300 eligible.

 

 

PAYPAL

We are fully integrated with Paypal for easy checkout.  If you select Paypal as your payment option you will be prompted to sign in or create your Paypal account to complete payment.  Check the Paypal box, scroll to the bottom, and click the "Complete order" button to proceed.

Learn more about Paypal here.

 

AMAZON PAY

We are fully integrated with Amazon Pay for easy checkout.  If you select Amazon Pay as your payment option you will be prompted to sign in or create your Amazon account to complete payment.  Check the Amazon Pay box, scroll to the bottom, and click the "Complete order" button to proceed.

Learn more about Amazon Pay here.

 

DWOLLA

Dwolla provides an online payment system and mobile payments network for customers worldwide.  If you select Dwolla as your payment option you will be prompted to sign in or create your Dwolla account to complete payment.  Check the Dwolla box, scroll to the bottom, and click the "Complete order" button to proceed.

Learn more about Dwolla here.

 

BANK WIRE TRANSFER

 

LAYAWAY

We also work with customers on an individual basis to create a flexible layaway schedule.
Learn more about Layaway here.

 

APPLE PAY

When you checkout using an eligible and connected Apple device, you will see a button with the Apple Pay logo:

You can tap or click the button to make a purchase with Apple Pay. After clicking the Buy with Apple Pay button, you'll see the shipping and billing information added to your wallet, as well as the cost of the order, shipping rates, and taxes. You will then need to authenticate the purchase.
Learn more about Apple Pay here.

 

GIFT CARD

You can also check out using a CubicZirconia.com gift card, previously purchased online.

See our payment FAQ frequently asked questions page for additional information and answers to concerns about payment methods, banking details, wholesale accounts, financing, layaway, order upgrades, currency exchange, international purchases, taxes and so on.

 

Still have questions? See our full FAQ Frequently Asked Questions: Payment Questions!

Want to buy a special cubic zirconia jewelry piece for your beloved but don't have the cash right now up front? You'll love our different payment options that give you flexibility to pay over time-- including loans and layaway.

If you need help buying the best jewelry while maintaining your monthly budget, please contact us about our in-house layaway program (no credit qualification), or apply to make your purchase throughAffirm.  

Option 1. CubicZirconia.com Layaway program:

Order today and pay over time; receive your product once your account balance with CubicZirconia.com is paid in full.  Flexible payment arrangement.

Minimum order amount: There is a minimum order amount of $750 required to qualify for layaway.

Setup Fee:  There is a $10 setup fee added to the total transaction amount (for example, if the total of your ring purchase including taxes and shipping is $1,000, the total amount you would owe is $1,010).

Interest Fees: Our layaway plan is interest free. 

Promotions and Coupons: You may use current promotion codes and/or coupons at the time that your layaway plan is created.  The price is locked in at that time and no future promotions or coupons can be added to the transaction. 

Payment Requirements: Payments must be made via Paypal; you may sign up for a free Paypal account (using Paypal, you may pay via credit card or bank account transfer). 

Payment Frequency: You may send any payment amount in any frequency you want until the full purchase amount is satisfied (for example, for a $1000 ring, you could send two payments of $500, ten payments of $100, or 100 payments of $10 during any span of time). 

Cancellation/refunds:  If at any time you decide to cancel your transaction, you will receive a full refund of the amount you have paid thus far, minus any transaction fees associated with collecting your payments.

Transaction Fees:  Transaction fees are calculated at $0.30 USD plus 2.9% of the amount received. This means that for a $100 payment, the fee would be $3.20 ($.30+$2.90).. 

 

Fraudulent Orders:  CubicZirconia.com may cancel a layaway order at its discretion and without warning if it is determined that the purchaser is fraudulent or has attempted to order using a stolen credit card.

Get Started: Fill out the contact form below to let us know you're seeking Layaway order assistance!

 

Option 2. CubicZirconia.com Buy Now, Pay Later:

Order today and pay over time; receive your product immediately while making payments to the lender. United States customers only. All orders over $300 eligible.

This financing program allows you to pay for your order up-front with no delays-- just like you had checked out with a credit or debit card. The biggest benefit is that we are able to begin manufacture of your order immediately.  A secondary benefit is that these customers receive payment flexibility for their purchase today.

Why pay upfront for your online purchase when you could buy now and pay later? Get it now and pay it off later – it’s that easy. Applying for an account takes seconds and you can use it to quickly secure those special gifts that are on your list.  You can prequalify for financing on any eligible product page by clicking "Prequalify now" below the cart button.

Or, simply add items to your cart, check out as usual and select "Affirm Monthly payments" as your payment method. Continue to Affirm with the "Complete Order" button.

 

Flexible Monthly Payments

Go Credit Card Free

Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.

 

These videos show the most popular different shapes of cubic zirconia loose stones we make and sell, as well as the customizable center stones available for setting atop the highest percentage of most products we make and sell in our catalog (asscher cut, cushion cut, emerald octagon cut, heart cut, marquise cut, oval cut, pear cut, princess/square cut, radiant octagon cut, round cut)…

--->> see below for pictures and a stone-by-stone comparison
of these 10 most common center stone options <<---

The Asscher Cut – this stone shape is also sometimes referred to as square octagon. It is characterized by large step-cut facets. The beauty of an asscher cut stone, is best displayed and enhanced with larger cut configurations. We think for our 5A diamond-quality cubic zirconia stones this most applies to those sized 1.50 carats (7x7 mm) or larger, where the width and depth of the stone most effectively displays this shape's step-cut facets. The asscher cut is symmetrical, with equal length and width.

 

 

 

 

 

View all CubicZirconia.com asscher cut rings here

 

 

The Cushion Cut – this stone's shape is also referred to as pillow cut or rounded princess cut. As the name suggests, the cushion cut is actually shaped like a cushion or a pillow. Many believe the cushion cut-- also a brilliant-cut style-- exemplifies the best of both the round cut and princess cut styles. That may explain why the cushion cut is becoming more and more popular. Many experts believe the cushion cut’s more rounded shape is ideal for colored stones, and we think the combination of shape, facets and fire looks pretty blingin' awesome with our clear, flawless diamond-quality 5A cubic zirconia stones. The cushion cut is symmetrical, with equal length and width.

#4 Most popular stone in sales*
#1 Fastest-growing stone in popularity year-over-year*

View all CubicZirconia.com cushion cut rings here

The Emerald Cut – the emerald cut, or emerald octagon cut (aka rectangular octagon), borrows its name from the ideal way to cut green emerald stones. That happens to be shaping a green emerald into this elongated octagon shape! The shape's elongated style with with non-equal length and width naturally creates longer facets than a smaller stone or squared shape would have. The effect? The emerald cut stone's long, step-cut facets reflect more light and make the stone appear larger than it actually is. Unconfirmed internet reports claim this stone is frequently chosen as a gift by men with less well-endowed bank accounts (more bang for your buck so to speak...sorry, we couldn't resist).

#3 Most popular stone in sales*

View all CubicZirconia.com emerald cut rings here

 

 

The Heart Cut – heart cut stones are shaped like a stylized heart, which shape accounts for its use more than the stone's brilliance (lesser than many other equilateral stone cuts because some of the light is not refracted out as sharply in the valley part at the top of the shape). This brilliant-cut stone only accounts for a few engagement rings out of a hundred we make and sell, but is a common choice for promise rings and unique artisan rings, as well as for gifts given on Valentine's Day. The unique shape of this stone does provide some challenges to gem cutters and jewelry makers who must be aware of some potential pitfalls when working with the shape. Care should also be taken when wearing jewelry with heart cut stones because the shape has a pointed tip that can be prone to chipping and breakage. The heart cut is not symmetrical, but is designed to have equal length and width across a "T" from the middle.

View all CubicZirconia.com heart cut rings here

 

 

The Marquise Cut – of all the top center stone shapes, the marquise cut stone is among the least-requested in our CubicZirconia.com catalog, and perhaps the most uncommonly-seen among the gem cuts profiled in this article. Instead of serving as the primary or center stone in a ring or other piece of jewelry, marquise cut stones are more popularly used as accent stones. Although we do feel that a marquise-cut-centered ring design looks exceptional when placed vertically as a perpendicular gem enhancement above the backdrop of a horizontal, wide-banded ring design beneath! Due to its fragile corners and unwieldy shape, many jewelers find this brilliant-cut stone more difficult to work with than many other shapes. But the unique shape does have its admirers, and even though it's among the least popular of the profiled center stone shapes we're happy to provide hundreds of customizable ring styles that can be set with this beautiful gem shape. Care should also be taken when wearing jewelry with marquise cut stones because the shape has pointed tips that are prone to chipping and breakage. The marquise cut cut is elongated, with non-equal length and width.

View all CubicZirconia.com marquise cut rings here

 

 

The Oval Cut – this stone shape is a good choice for people who want a smaller carat weight but want to get the illusion of a larger stone. Because of the length-versus-width dimensions, oval cut stones have this property of appearing to be larger than they actually are (as do the emerald cut and radiant cut). The oval cut stone shape has a long history of being worn by women with taste and sophistication. The oval cut is a brilliant-cut shape, with good but not great brilliance in its facets. The shape is elongated, with non-equal length and width.

View all CubicZirconia.com oval cut rings here

 

 

The Pear Cut – also known as teardrop cut, this is a brilliant-cut stone with respect to facets. Pear cut is a less-popular choices for center stones; they are, however, commonly used as accent stones in all manner of rings, engagement rings and other fine jewelry pieces (a center stone of your choice flanked by two equally-sized pear cut accents, one to either side, is a common three-stone configuration). Similar to the heart cut or marquise cut stone, preference for the pear cut is mainly because of its unique shape rather than brilliance. However, this pointed-tip shape has many design pitfalls jewelers have to look out for when working with it. Care should also be taken when wearing jewelry with pear cut stones because the stone has a pointed tip that can be prone to chipping and breakage. The pear cut is elongated, with non-equal length and width.

View all CubicZirconia.com pear cut rings here

 

 

The Princess Cut – also known as the square cut stone is one of the most popular and sought after center stone shapes – popularity exceeded only by the round cut both with respect to our own sales and as a jewelry industry standard around the world. With brilliant-cut facets, the princess cut is considered one of the more classic stone shapes. Because of the tricks of the trade to working with this gem shape, many an entire jeweler's career has been spent specializing in either gem-cutting or setting this specific shape into jewelry. While we do our best to protect our princess cut stones set into fine cubic zirconia jewelry with special prongs (see below for more details), care should still be be taken when wearing jewelry items set with princess cut stones: the shape has pointed corners which are its weakest points and can be prone to chipping and breakage. The princess cut is symmetrical, with equal length and width.

#2 Most Popular stone in sales*

 

 

View all CubicZirconia.com princess cut rings here

 

 

The Radiant Cut – The radiant cut, or radiant octagon cut, is also known as a rounded emerald cut. The stone shares the general rectangular shape of the emerald cut, but because of its brilliant cut facets (as compared to the emerald shape's step-cut facets) the lustrous radiant cut reflects even more light than the already super-shiny emerald cut. The brilliant-cut facets of the radiant cut shape also gives the impression that the stone has rounded corners (it doesn't, the corners are acute angles). The radiant cut is elongated, with non-equal length and width.

 

#2 Fastest-growing stone in popularity year-over-year*

View all CubicZirconia.com radiant cut rings here

 

 

The Round Cut – the traditional round cut stone is by far the most common center stone shape for rings (and the most popular shape found in most other kinds of jewelry for that matter). The round cut stone has brilliant-cut facets and a shape that is mathematically optimized for maximum light reflection and refraction. The ideal cut round diamond is almost universally considered "perfect", and has 58 facets cut to exact proportions and placed at optimal angles to create an ideal balance between light reflection and refraction. So that's exactly what we do when manufacturing our 5A diamond-quality cubic zirconia stones, too! These factors combine to enhance the round cut stone's brilliance and fire. In our experience, more than half of customers prefer round cut stones (this is even more true with respect to solitaire rings). Some of these round-shape fans feel the circle is associated with the concept of forever. The round cut is symmetrical, with equal length and width.

#1 Most popular stone in sales*

 

 

View all CubicZirconia.com round cut rings here.

Note: Not shown in videos above and not regularly stocked, less-common, but-still-traditional center stone shapes: straight baguette, tapered baguette, briolette, cabochon, checkerboard, antique cushion cut, elongated cushion cut, elongated pear cut, half-moon cut, hexagon cut, pyramid shape, star shape, teardrop shape, triangle cut, trillion cut, trapezoid cut, and several more.

ASIDE: And gosh, that 'several more' really could be "infinite" because let's not forget about the custom-cut cubic zirconia center stone shapes.

For these less-common stone shapes mentioned by name, and custom-cut stones...yes we DO make and sell them-- though we won't profile these stones individually in this article-- and we don't always sell these stones online or commit the resources to put jewelry pieces featuring these less-likely-to-sell configurations online for others in the future to discover.

So while less-popular or custom-cut CZ stone shapes won't be the focus of today's article...the possibility that we CAN cut any shape and size your heart desires in 5A diamond-quality cubic zirconia brilliance still deserves a mention in a thorough treatment of the "which center stone shape to choose" topic.

Choosing the right center stone shape for a ring or other piece of jewelry is a decision that should take into consideration not just popularity or preferences for how something might look or make you feel, but also the intended wearer’s physical attributes and lifestyle. For a great article on how to choose the right center stone shape for yourself/your gift recipient, see this article: LINK

Would you like to shop engagement rings by center stone shape? You can customize our Cubic Zirconia engagement rings with your choice of total carat weight, center stone size and any of 12 center stone shapes:

 

* statistics from CubicZirconia.com sales of loose stones and rings 2015-2018

Your 5A diamond-quality jewelry and loose stones purchased from CubicZirconia.com will be easy to clean and store.

Treat it as you would a diamond, and you'll rarely need to ask us for a replacement stone (stone replacement covered with our warranty in case of breaking, chipping, or discoloration during your lifetime of wear).

Full CubicZirconia.com Cleaning and Care FAQ 

Most common Questions

• How to Clean Fine Cubic Zirconia Jewelry Safely, Cheaply and Effectively 
• How to Store Cubic Zirconia Jewelry 
• Things to Avoid while Wearing Fine CubicZirconia.com Jewelry 
• How to Protect your Jewelry from unwanted Scratches 

Most common related products services

• The only commercial jewelry cleaning liquid we use and recommend 
• Jewelry Inspection + Spa Treatment Package 
• “Rhodium Plating” white metal jewelry (what, why, when & how much)
• Jewelry Repair
• Stone setting & re-setting/replacement
• Ring re-sizing 
• Precious Metal Fine Jewelry Polishing Cloths